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Highland Business Associates Ltd

Professional & Business Services

Highland Business Associates Ltd
I am a Business and Banking Consultant, specialising in the Tourism and Retail Sector, having established my Consultancy in 2012 following redundancy from The Royal Bank of Scotland after 27-years service majority of which was spent in Business and Commercial Banking in Inverness, Highlands and Islands
I can assist with fundraising, rescheduling of current borrowing together with Bank representation including annual review. I have contacts with all of the Banks and it is interesting that they all have differing credit policies and outlooks. I can assist Business’s that are considering re-banking, but feel that there is too much involved or that alternative Banks would not be interested
I am also happy to offer my Consultancy monthly, quarterly, six monthly or annually to act as a link between Client and their Bank, particularly if the Bank is looking for Management Accounts on a regular basis. I can advise on how the Bank will look at such Accounts

In addition to my core Consultancy, I also look to add value to items of expenditure in the following areas
• Accountancy
• General Insurance
• Heat Light Power and Water
• PAT (electrical) Testing
• Fire Safety Inspections
• Merchant Services
• Telephony, Broadband and WiFi
• Independent Financial Advice

I place particular emphasis on local Relationships – I have associations with Highland based Business’s that offer advice and services in these areas

Ewan McFarlane
Highland Business Associates Ltd

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